Personal & Family Emergency

Missing paperwork delays disaster assistance more than any other factor. This checklist ensures you can prove identity, ownership, and residence when it matters most.

Only 41% of Americans can cover a $1,000 emergency. This family-focused guide shows how to build financial resilience starting today, regardless of income.

40% of Americans have zero emergency plan. This friendly walkthrough turns everyday scenarios into your personal crisis roadmap—no bunker required.

Most people wait 5-7 days to file for unemployment after job loss, losing hundreds in benefits. Your first 24 hours determine financial survival.

Living paycheck to paycheck doesn't disqualify you from emergency savings. Build real financial protection starting with amounts smaller than you'd expect.

Emergency food storage costs less than one week's groceries when done right. Build a three-month supply without breaking your budget or buying freeze-dried meals.

Most households run out of food in under a week during disruptions. Calculate your actual needs and build resilient storage across three critical time horizons.

31% of insured adults can't afford their deductibles when they need care. Identify the coverage gaps in your plan before medical bills arrive.

Most families panic-buy the wrong foods when disaster strikes. Calculate your household's actual emergency needs before the next crisis hits.